Welcome to the NO.1 digital banking savings bank! We offer a comprehensive range of financial services, including deposits, cards, loans, credit management, life services, and the unique 'Well-Bang' features designed to enhance your savings experience. Our app is the leader in the savings bank sector, topping the charts in both cumulative downloads and user base, according to App Annie data as of December 31, 2023.

Discover the 'Well Bang Walking Savings' program, where you can earn interest rates up to 10% per annum simply by walking. We reward you with preferential interest rates based on the number of steps you achieve within the subscription period. And if you're new to our bank, take advantage of our WELCOME offer, providing a special interest rate of up to 7% per year on your first transaction for the initial 30 days.

Struggling with asset and liability management? Our 'Welcome My Data' service can help. We've already saved our customers a total of KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We collect and manage all your debts and notify you if a transfer loan could benefit you. Plus, our 'credit weather' feature helps you monitor your credit management status effortlessly.

Opening an account with us is easy and convenient. You can do it anytime, anywhere, 24/7, even without a public certificate. Just use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer dedicated accounts tailored for Payers, office workers, and bosses, complete with special benefits upon account opening.

Don't miss out on the exclusive 'Wellbang Lounge' rewards. With 'Well Bank Walking', loan customers can earn up to 100 won per day and up to 3,000 won per month just by walking, while receiving customers can gain up to 40 won daily and 1,240 won monthly. Try your luck with 'Well Bang Lotto' or 'Well Bang Odd or Even' for a chance to win prizes every week.

Our financial services are designed to make your life easier. With a simple drag-and-drop, you can transfer funds between accounts. Keep track of your total assets, detailed status, and savings goals all on one page. Curious about your car's value? Just enter the license plate number to find out. Use our 'Automatic Payment' service to effortlessly pay your utility bills and other fees. And for those interested in their credit score, we offer 'free credit management' without impacting your score.

To combat electronic financial fraud, Welcome Savings Bank adheres to the Financial Supervisory Service's guidelines, providing "PC designation service," "2-channel authentication service," and "one-time authentication number" service.

Product Information

[Well-Bang Working Savings]

• Subscription target: individual customers
• Contract period: 12 months
• Payment amount: 10,000 won to 200,000 won per month
• Interest payment: lump sum at maturity
• Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
• Preferential interest rate conditions:
  • Differential payment based on annual steps achieved (up to 8.0%): More than 1 million steps: 1.0%p per year / More than 2 million steps: 2.0%p per year / More than 3 million steps: 3.0%p per year / More than 4 million steps: 8.0%p per year
  • Automatic transfer payment through our bank account at least 6 times (1.0%p)

[WELCOME first transaction preferential term savings]

• Subscription target: individual customers
• Contract period: 12 months
• Payment amount: 10,000 won to 200,000 won per month
• Subscription conditions: Within 30 days from the date of first deposit
• Interest payment: lump sum at maturity
• Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
• Preferential interest rate conditions:
  • Automatic transfer payment through our bank account at least 8 times (1.8%p per year)
  • Average account balance of 500,000 won or more from the new deposit date to the day before maturity (1.5%p per year)

Please note that in accordance with the Depositor Protection Act, this deposit is protected up to 50 million won per person, including principal and a certain amount of interest. Make sure to review the product description and terms before signing. You have the right to a thorough explanation of the product before proceeding with any transaction. Interest rates are subject to change, so please check our website or app for the latest information.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Permission and Purpose of Using Wellbang App

Required Access Rights:

• Storage space: For storing joint certificates, checking OS tampering, document submission, and storing photos.
• Phone: For identity and device verification, and consultation calls.
• App activity: To collect app information and detect malicious apps, preventing electronic financial transaction incidents.

Optional Access Rights:

• Contacts/Address Book: To use features like contact transfer, SMS sending, coupon purchase, and friend referral. Functionality may be limited without consent.
• Camera: For photo identification, face authentication, and document submission. Functionality may be limited without consent.
• Photos and videos: To save and collect photos submitted as supporting documents. Functionality may be limited without consent.
• Notification: To receive important notices, events, and promotions. You may be restricted from receiving notifications without consent.

Items for Investigation of Credit Disorderly Conduct

• Malicious app detection information, diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim

Business registration number: 120-87-93876

Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)

Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

1. Improved and stabilized app usage environment