Kredivo stands out as the epitome of flexible payment solutions, offering a seamless experience that caters to a variety of financial needs. Whether you're looking to finance products or require a quick loan, Kredivo's flexible options make it an ideal choice for modern consumers.

**Proofs that Kredivo is the most flexible payment:**

• Product Financing with Installment Payments: Kredivo allows you to pay later in 1 month and offers flexible installment plans of 3, 6, 12, 18, and 24 months.
• Interest Rate: Enjoy 0% interest when you pay within 30 days or opt for a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders benefit from an attractive rate starting at 1.99% per month, with a maximum annual rate of 41.51%.
• Limit: Kredivo provides a generous credit limit of up to IDR 50,000,000, ensuring you have the financial freedom to purchase what you need.
• Simulation: For instance, choosing a 12-month installment plan for a transaction of IDR 2,000,000 incurs a monthly interest rate of 1.99%. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.

Don't have a credit card but want to shop on installment? Need a quick loan for emergencies? Or have you been rejected for credit in the past? Kredivo has you covered. As a digital credit line provider, it offers installment plans without the need for a credit card and personal loans through KrediFazz, all in one convenient platform.

Kredivo's digital credit application assesses your creditworthiness in real-time, making the registration process quick and easy—just 5 minutes. Once approved, you can shop on installment at over 4000 merchants, both online and offline, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and many more, with just a couple of clicks.

Whether you're looking to purchase a new mobile phone, book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or buy furniture and fashion items, Kredivo enables you to buy now and pay later without a credit card or down payment. Additionally, you can pay utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline directly through the Kredivo app. For those unexpected needs, KrediFazz offers quick cash advances with flexible 3, 6, and 12-month installment options.

Kredivo truly embodies the phrase #Sefleksibelitu, showcasing its unparalleled flexibility in the payment landscape. Here are three more compelling reasons to choose Kredivo:

• Simpler and Faster: Apply online by uploading your KTP via the Kredivo app—no salary slip needed. After a swift approval process, you can instantly buy your dream items on credit or secure loans from KrediFazz without any hassle.
• Safe and Secure: Rest assured, all user data is encrypted, and Kredivo is licensed and regulated by OJK, ensuring top-notch security and credibility.
• 0% Interest & Without Down Payment: Kredivo offers some of the lowest interest rates available and charges no down payment for its services, making it an economical choice.

For more detailed information, please refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback, feel free to email us at [email protected] or call 0804-1-573348.

Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260. The customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.

What's New in the Latest Version 3.48.0

Last updated on Oct 17, 2024

Minor bug fixes and improvements. Install or update to the newest version to check it out!